General Real Estate Info

July 6, 2020

Pre-Foreclosure?

Are you late with your mortgage payments and are facing foreclosure? 

Have you missed a few mortgage payments and the bank is now threatening to file an NOD (Notice of Default) or have they already filed it?  

Don't immediately go to the worst case scenario and know ...

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April 27, 2020

Forbearance Information

I just wanted to post a resource so you can understand what a mortgage forbearance is before you take that route.  I know it sounds like a good idea now, but paying back all those missed payments can be an issue later on. If you can continue to pay, I ...

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March 10, 2020

What Inspectors should I have inspect my home

When I am purchasing a home, what inspectors should I have come check it out.  

I always recommend starting out with a good general home inspector so they can give the entire property a once over.  From there, they will point out any defects they see and any areas ...

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March 4, 2020

When Can I Lock in my Rate?

When you are looking to purchase a home, you will talk to a lender about a comfortable budget and how much you can spend when you purchase a home.  That is based on the interest rate at the time you apply for the loan and as time progresses, the rate ...

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Feb. 24, 2020

How Much Do I Pay An Agent To Buy A House?

When you are looking to purchase a home, you generally do not pay anything to the agent.

In most home sales, there is usually an agent that represents the seller and one that represents the buyer in the transaction.

The agent representing the seller charges them a fee to market ...

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Feb. 22, 2020

Should I order a Home Inspection?

Yes!  

Home inspections are not always required by the lender but they are highly recommended!  Even if it is a cash transaction.  They can reveal defects that are not easily detected such as in the attic or other inaccessible areas.  You can also verify that the electrical panel is ...

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Feb. 20, 2020

Contingencies

One question I get a lot is about what a contingency is in a contract.  Basically, its a time period for you to do your investigations and get your loan fully approved before you are 100% committed to buying the home.  Usually you get 17 days to review material facts ...

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Feb. 11, 2020

Where to start when thinking of buying a home

When the time comes and you are thinking its time to stop renting and buy a home, you may be tempted to go online and look at all the homes that are listed for sale without knowing what your budget is.  Even worse, you contact a real estate agent and ...

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Feb. 10, 2020

How to Buy a Home While Selling Your Own

How to Buy a House While Selling Your Own

Purchasing a house while selling your old one is the best path to take for many home sellers turned home buyers. In a perfect world, this transition would take place in one day. You'd simply sell your old one, then ...

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Feb. 9, 2020

New Construction

You definitely need to visit new construction with your own real estate agent. The sales reps in the sales office work for the builder and have their best interests in mind, not yours. Registering with an agent on your first visit will allow them to represent you, help negotiate the ...

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